Visa (NYSE: V) announced on September 7 a new version of its A2A Protect solution, designed to give banks real‑time risk signals that can stop account‑to‑account (A2A) fraud before funds leave a customer’s account.
The update introduces a unified fraud score, the company’s first in‑market use of Featurespace technology, which promises faster, clearer alerts that can detect more fraud while cutting unnecessary notifications.
As A2A payments grow worldwide, analysts project the volume to exceed $5.8 trillion by 2028, a 160 % rise from 2024. A2A Protect uses advanced AI and transfer learning to give institutions instant global risk insights, eliminating the months it normally takes to build a model from a bank’s own data or wait for consortium participation.
“Fraudsters move fast across payment types, and financial institutions need risk insights just as quickly, without slowing down legitimate payments,” said Walter Lironi, Visa’s Senior Vice President, Head of Value‑Added Services for CEMEA.
By combining Visa’s network expertise with Featurespace’s technology, the tool adds a powerful new layer of protection that can identify emerging scam hotspots and coordinated fraud activity that individual banks might miss. For banks that opt into network‑level intelligence sharing, A2A Protect highlights these threats, allowing the wider ecosystem to respond more rapidly.
The solution integrates via a single API, reducing implementation time and complexity. Each alert includes a plain‑language explanation of why a transaction was flagged, enabling fraud teams to act quickly and confidently without disrupting genuine customers.
Financial institutions interested in learning more about Visa’s fraud‑prevention capabilities can visit Visa.com/security for further details.
