CalBank PLC, listed on the Ghana Stock Exchange, released unaudited results for the nine months ended 30 September 2026, showing a 34% increase in profit before tax to GH¢477.3 million and a 34% rise in total assets to GH¢14.5 billion.
Profit after tax climbed 39% to GH¢321.7 million, while group profit after tax surged 51% to GH¢337.2 million. Operating income rose 74% to GH¢971.8 million, driven by a 70% jump in net interest income and a 46% rise in net fees and commission income.
Customer deposits grew 27% to GH¢11.1 billion, and net loans and advances expanded 60% to GH¢2.05 billion. Shareholders’ equity surged to GH¢1.85 billion, and the bank’s capital adequacy ratio improved to 18.4% from a negative 1.6% a year earlier.
Managing Director Carl Asem highlighted the bank’s focus on responsible growth, digital expansion and support for viable businesses. He said the institution is building a technology‑enabled, resilient CalBank to aid Ghana’s economic development.
CalBank’s results reflect disciplined credit underwriting, proactive portfolio monitoring and effective recoveries, with the non‑performing loan ratio falling to 8.5% from 26.5% last year.
Looking ahead, the bank plans to maintain operational efficiency, strengthen revenue generation and continue supporting corporate, personal and SME segments.
