Dr Divine Agbeti, Director‑General of the Cyber Security Authority (CSA), warned Ghanaians on 1 October 2026 that the growing use of artificial intelligence has made online fraud harder to detect, urging people to verify any money request even if it appears to come from a trusted source.
Speaking at the launch of National Cyber Security Awareness Month (NCAM) 2026, themed "Securing Ghana’s Digital Finance Ecosystem", Agbeti said cyber security is a shared responsibility that requires the active participation of government, financial institutions, fintech companies, telecommunications operators and the public.
"Cyber security begins with all of us. Pause before clicking. Verify before transferring money. Protect your passwords and authentication credentials. Question unexpected requests for money. Even when the voice, message, or image appears to come from someone you know," he told the audience.
Agbeti added that in the age of artificial intelligence, seeing is no longer necessarily believing, and that verification must become a habit. He warned that the public could no longer rely solely on what they saw or heard online to determine whether a message was genuine.
The CSA Director‑General called for a shift from awareness to action, urging stronger cooperation between institutions and a greater focus on preventing attacks rather than responding only after they occur. He said Ghana must play as one team, as cyber security is a team sport and no single entity can do it alone.
He urged stakeholders to work together to protect digital financial services, strengthen their systems against cyber attacks and improve the public’s confidence in online transactions. Building resilient systems and improving cooperation among institutions were essential to protecting Ghana’s growing digital finance ecosystem.
"Ultimately, the greatest cyber security technology we can build is not a firewall. It is trust," Agbeti said. He called on financial institutions, fintech companies, telecommunications operators, technology providers, public institutions and citizens to participate actively in NCAM 2026.
As the month unfolds, the CSA plans to move beyond public education campaigns and encourage practical steps to improve cyber security across the country, with a focus on building resilience and fostering trust in digital transactions.
